Just looked at your bank accounts,the local SBI and BOA,and surprise of surprises!Your SBI account has currently 11,40,000+,which is $15000+,so a fat sum!!!I have been a measly spender always,never splurging on clothes or food,both of which I love!
The single advice I give now is,get back to that life as early as you can,so you can earn tons(however much of an exaggeration as that is!)

